The regulation of mobile money

Thesis

This thesis examines the regulation of 'mobile money'. This is an electronic payment and storage service provided by phone companies ('mobile money firms' or 'MM firms'). The first mobile money service, M-Pesa, was launched in Kenya in 2007. Since then, mobile money has spread rapidly throughout the developing world, particularly across Africa. A novel feature of mobile money is its ability to serve large numbers of people who do not have bank accounts, commonly labelled 'the unbanked'.

Expand abstract

Authors: Greenacre, J

• DOI: 10.5287/ora-gog414jxo
• Type of award: DPhil
• Level of award: Doctoral
• Awarding institution: University of Oxford
• Language: English
• Keywords: Mobile money; Financial Regulation; Payments; Africa
• Subjects: Financial Regulation; Africa; Mobile money; Payments