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The structure and relations of banking systems: the UK experience and the challenges of ‘levelling-up’

Abstract:

A decentralized banking system is marked by geographical dispersion of banks with close proximity of banks to their borrowers and strong long-term relationships between banks and their borrowers based on soft, tacit, as well as hard, codified information. It is important for promoting the development of small and medium-sized enterprises (SMEs) particularly in regional locations. In contrast, the UK has a highly centralized, concentrated banking system with weak relationships between banks an...

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Institution:
University of Oxford
Division:
SSD
Department:
Saïd Business School
Oxford college:
St Edmund Hall
Role:
Author
ORCID:
0000-0002-5024-8878
Publisher:
University of Oxford Publisher's website
Publication date:
2020-10-23
Language:
English
Keywords:
Pubs id:
1139186
Local pid:
pubs:1139186
Deposit date:
2020-10-23

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