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A stochastic partial differential equation model for the pricing of mortgage-backed securities

Abstract:
We develop a dynamic structural model for the wealth of individual mortgagors in a mortgage pool. We model the process of default and prepayment and, by taking a limit as the pool size goes to infinity, derive a stochastic partial differential equation (SPDE) which can be used to describe the evolution of the loss process from the pool. We prove existence and uniqueness of solutions to this SPDE and show how our model is able to capture, in a flexible way, the prices of credit risky tranches of mortgage-backed securities under different market conditions.
Publication status:
Published
Peer review status:
Peer reviewed

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Publisher copy:
10.1016/j.spa.2017.12.002

Authors


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Institution:
University of Oxford
Division:
MPLS
Department:
Mathematical Institute
Oxford college:
St Anne's College
Role:
Author
ORCID:
0000-0003-0086-0695


Publisher:
Elsevier
Journal:
Stochastic Processes and their Applications More from this journal
Volume:
128
Issue:
11
Pages:
3778-3806
Publication date:
2018-01-09
Acceptance date:
2017-12-23
DOI:
EISSN:
1879-209X
ISSN:
0304-4149


Keywords:
Pubs id:
pubs:815859
UUID:
uuid:a1ef9423-c427-4c2a-95a4-ed65ba3180d4
Local pid:
pubs:815859
Source identifiers:
815859
Deposit date:
2018-01-08

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