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Topological analysis of credit data: preliminary findings

Abstract:

There is plenty of room for improvement in credit risk prediction. Intuitively, similar customers should have similar credit risk. Capturing this similarity is often carried out using Euclidean distances between customer features and predicting credit default via logistic regression. Here we explore the use of topological data analysis for describing this similarity. In particular, persistent homology algorithms provide summaries of point clouds which relate to their topology. This approach h...

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Publication status:
Published
Peer review status:
Peer reviewed

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Publisher copy:
10.1007/978-3-031-21753-1_42

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Role:
Author
ORCID:
0000-0002-2962-2829
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Role:
Author
ORCID:
0000-0002-9845-4435
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Institution:
University of Oxford
Division:
MPLS
Department:
Statistics
Role:
Author
ORCID:
0000-0002-0363-9470
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Role:
Author
ORCID:
0000-0001-8618-0812
Publisher:
Springer Publisher's website
Host title:
Proceedings of the 23rd International Conference on Intelligent Data Engineering and Automated Learning (IDEAL)
Series:
Lecture Notes in Computer Science
Volume:
13756
Pages:
432–442
Publication date:
2022-11-21
DOI:
EISSN:
1611-3349
ISSN:
0302-9743
EISBN:
9783031217531
ISBN:
9783031217524
Language:
English
Keywords:
Subtype:
Chapter
Pubs id:
1308853
Local pid:
pubs:1308853
Deposit date:
2022-11-25

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