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Corporate net zero transition and financing cost: evidence of impact from the global energy and utilities sectors

Abstract:
We study whether the net zero transition (NZT) affects loan pricing in the energy and utilities sectors of the loan market. We find that firms with higher levels of overall NZT disclosure experience a lower cost of debt in the loan market, controlling for loan-specific and firm financial characteristics. This effect is economically and statistically significant in Europe, but not in North America or emerging markets, and becomes more pronounced after the 2015 Paris Agreement. We also identify relevant NZT actions contributing to such a relation. Firms disclosing clear emission reduction targets aligned with the Paris Agreement enjoy lower loan spreads. Additionally, environmental R&D expenditure and improved energy efficiency policies are associated with lower loan spreads. Moreover, effective governance actions, such as environmental management training and ESG-linked executive compensation, help mitigate climate risks and lower loan spreads.
Publication status:
Published
Peer review status:
Peer reviewed

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Publisher copy:
10.1007/s10640-026-01101-5

Authors

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Institution:
University of Oxford
Division:
SSD
Department:
SOGE
Sub department:
Smith School
Role:
Author
ORCID:
0000-0001-5262-0269
More by this author
Institution:
University of Oxford
Division:
SSD
Department:
SOGE
Sub department:
Smith School
Role:
Author
ORCID:
0000-0002-6599-7054
More by this author
Institution:
University of Oxford
Division:
SSD
Department:
SOGE
Sub department:
Smith School
Role:
Author
ORCID:
0000-0002-8476-0108


Publisher:
Springer
Journal:
Environmental and Resource Economics More from this journal
Volume:
89
Issue:
8
Article number:
49
Publication date:
2026-07-20
Acceptance date:
2026-07-09
DOI:
EISSN:
1573-1502
ISSN:
0924-6460


Language:
English
Keywords:
Pubs id:
2090516
Local pid:
pubs:2090516
Source identifiers:
W7169789199
Deposit date:
2026-07-21
ARK identifier:

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