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Structural and cyclical determinants of access to finance: evidence from Egypt

Abstract:

Using panel data on Egyptian firms to explore cyclical and structural determinants of access to finance, we find that firms with more educated and more experienced managers are more likely to open a checking account, often a prerequisite for obtaining credit. Firms that started operating in the informal sector before registering are less likely to engage with the banking system. Exploiting data on the location of firms and bank branches, we also show that firms located in areas with a greater...

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Publication status:
Published
Peer review status:
Peer reviewed

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Publisher copy:
10.2867/066706

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Institution:
University of Oxford
Division:
SSD
Department:
Divisional Administration
Role:
Author
Publisher:
EUROPA Publisher's website
Journal:
EIB Working Papers Journal website
Publication date:
2020-01-27
Acceptance date:
2020-01-23
DOI:
Language:
English
Keywords:
Pubs id:
1088783
Local pid:
pubs:1088783
Deposit date:
2020-02-24

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