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Journal article

Can digital technologies speed up real estate transactions?

Abstract:

Purpose:
This study presents a structured investigation of the most important causes for delay in commercial real estate transactions. It assesses the potential of digital technologies such as “Blockchain”, “Property Passports” or “Automated Valuation Models” to make transactions faster and cheaper.


Design/Methodology/Approach:
The authors conduct a focus group interview to identify the individual steps and the parties involved in real estate transactions. Subsequently, the authors discuss the prospects of digital technologies based on semi-structured interviews with real estate professionals and PropTech executives, and a comprehensive screening of technological solutions offered by PropTech firms.


Findings:
The lack of an up-to-date, single pool of standardised property information turns out to be the most critical cause for delay in real estate transactions. However, the most promising technologies to mitigate this problem, in particular digital property passports summarising all relevant building information, face substantial barriers to adoption. The real estate industry has so far not been willing to more openly share data, which is a pre-requiste for the successful introduction of property passports. In addition, the principle of caveat emptor makes a lengthy due diligence process essential for buyers.


Practical Implications:
The authors conclude that industry-wide collaborations are necessary to help major efficiency gaining technologies to break through. Insurance products should accompany property data log books to guarantee the quality of data provided.


Originality/Value:
This study considers the potential impact of technologies in the wider context of the complete real estate transaction process. It identifies the major phases of that process and the associated bottlenecks. The authors gather evidence both from industry experts and PropTech executives and contrast their views regarding the potential of digital technologies to remove those bottlenecks.

Publication status:
Published
Peer review status:
Peer reviewed

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Publisher copy:
10.1108/JPIF-09-2019-0131

Authors


More by this author
Institution:
University of Oxford
Division:
SSD
Department:
Oxford Internet Institute
Role:
Author
ORCID:
0000-0002-7671-1920


Publisher:
Emerald
Journal:
Journal of Property Investment and Finance More from this journal
Volume:
38
Issue:
4
Pages:
349-361
Publication date:
2020-05-21
Acceptance date:
2019-12-10
DOI:
ISSN:
1463-578X


Language:
English
Keywords:
Pubs id:
pubs:1077984
UUID:
uuid:3bad42e1-6c94-474f-a0ff-882addf8a915
Local pid:
pubs:1077984
Source identifiers:
1077984
Deposit date:
2019-12-16

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