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Taxing the wealth of the poor: evidence from the Danish old-age support asset test

Abstract:

We document strong behavioral responses to an asset test for an old-age support program in Denmark using comprehensive administrative data. We show that the density distribution of the liquid assets targeted by the test exhibits large but diffuse excess mass below the threshold for the treated group relative to control groups of comparable but ineligible individuals. A cohort analysis exploiting the panel structure suggests that the program reduces liquid assets by 20 percent around the threshold. Analyzing high-frequency bank data on assets and cash withdrawals shows that the excess mass around the threshold largely reflects permanent rather than temporary responses.

Publication status:
Published
Peer review status:
Peer reviewed

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Publisher copy:
10.1257/aeri.20240634

Authors

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Institution:
University of Oxford
Division:
SSD
Department:
Saïd Business School
Role:
Author


Publisher:
American Economic Association
Journal:
American Economic Review: Insights More from this journal
Volume:
8
Issue:
2
Pages:
247-264
Publication date:
2026-06-01
Acceptance date:
2025-10-09
DOI:
EISSN:
2640-2068
ISSN:
2640-205X


Language:
English
Pubs id:
2307605
Local pid:
pubs:2307605
Deposit date:
2025-11-03
ARK identifier:

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