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Just keep my money! Supporting tax-time savings with U.S. Savings Bonds

Abstract:

This paper reports the results of a 2007 experiment testing if specific process simplification can foster increased take-up rates for savings products, particularly by low-to-moderate income (LMI) households. Tax refund recipients at certain H&R; Block tax preparation offices were given the option to purchase U.S. Savings Bonds with their tax refunds, augmenting the tax-site savings options offered by Block. Those who received the savings bond offer were substantially more likely to purch...

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Publication date:
2008-10-05
URN:
uuid:c0665947-16e9-46bd-bc72-ecbb3d304db1
Local pid:
oai:eureka.sbs.ox.ac.uk:932

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