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Debt literacy, financial experiences, and overindebtedness

Abstract:

We analyze a national sample of Americans with respect to their debt literacy, financial experiences, and their judgments about the extent of their indebtedness. Debt literacy is measured by questions testing knowledge of fundamental concepts related to debt and by self-assessed financial knowledge. Financial experiences are the participants' reported experiences with traditional borrowing, alternative borrowing, and investing activities. Overindebtedness is a self-reported measure. Overall, ...

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Publication date:
2009-03-05
URN:
uuid:57fe97be-d8fa-4290-b101-1b70360bf81d
Local pid:
oai:eureka.sbs.ox.ac.uk:931

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