Journal article icon

Journal article

What are the headwaters of formal savings? Experimental evidence from Sri Lanka

Abstract:

The world’s poor are seeing a rapid expansion in access to formal savings accounts. What is the source of savings when households are connected to a formal account? We combine a highfrequency panel survey spanning two and a half years with an experiment in which a Sri Lankan bank used mobile Point-of-Service (POS) terminals to collect deposits directly from households each week. We find that the headwaters of formal savings lie in sacrificed leisure time: households work more, and improved sa...

Expand abstract
Publication status:
Published
Peer review status:
Peer reviewed

Actions


Access Document


Files:
Publisher copy:
10.1093/restud/rdz020

Authors


More by this author
Institution:
University of Oxford
Division:
SSD
Department:
International Development
Oxford college:
Wolfson College
Role:
Author
Publisher:
Oxford University Press Publisher's website
Journal:
Review of Economic Studies Journal website
Volume:
86
Issue:
6
Pages:
2491-2529
Publication date:
2019-03-26
Acceptance date:
2019-01-03
DOI:
EISSN:
1467-937X
ISSN:
0034-6527
Language:
English
Keywords:
Pubs id:
pubs:956017
UUID:
uuid:1d868a12-434c-4d21-9ae1-b8dc64aaeff2
Local pid:
pubs:956017
Source identifiers:
956017
Deposit date:
2019-01-03

Terms of use


Views and Downloads






If you are the owner of this record, you can report an update to it here: Report update to this record

TO TOP